Finance
Mortgage calculator
Calculates your monthly mortgage payment, total interest paid and full amortization schedule. Shows exactly how much…
Loan payment calculator
Computes the monthly payment, total interest and total cost of any personal or consumer loan. Compare bank offers…
Student loan calculator
Personal loan calculator
Mortgage refinance calculator
Compound interest calculator
Projects how much your investment will grow over time with compound interest — a lump sum, regular contributions and…
Simple interest calculator
Pure interest with no compounding — for short-term loans, deposits and bonds where interest applies only to the…
Savings calculator
Projects your savings growth with regular monthly deposits and interest. Set a goal (first home, car, education) and…
Retirement savings calculator
Estimates the pot you'll have at retirement given current savings, monthly contribution and expected return. Shows…
Investment growth calculator
Forecasts the final value of an investment portfolio given monthly contributions and expected annual return. Ideal…
ROI (return on investment) calculator
Computes return on investment (ROI) as a percentage and annualised figure. Use it for real estate, startups,…
CAGR calculator (compound annual growth rate)
Net worth calculator
Debt-to-income ratio calculator
Emergency fund calculator
Inflation calculator
Shows the real purchasing power of an amount after N years at a given inflation rate. Answers 'will 100k be enough…
Salary calculator (annual take-home)
Converts hourly rate to monthly and annual gross salary and back. Useful when changing jobs, moving to contracting…
Hourly to salary calculator
VAT calculator
Adds or removes VAT from an amount in one click. Shows net, VAT amount and gross — essential for freelancers, small…
Sales tax calculator
Adds sales tax to any price. Works with any tax rate, from US state taxes to other jurisdictions with a similar model.
Income tax calculator
Tip calculator
Computes tip and splits the bill fairly between people. Works with any percentage (5–25%) and any currency.
Discount calculator
Shows final price after discount and how much you actually save. Handles single discounts (30%) or combined offers.
Commission calculator
Credit card payoff calculator
Debt payoff calculator
Future value calculator
Present value calculator
Annuity calculator
Local context: the Irish picture
Ireland uses the euro and metric units, so Finance follows Revenue's framework rather than UK figures.
Key local facts
- Currency: Euro, written €1,234.56. Standard VAT is 23%, with reduced rates of 13.5% and 9% for specific sectors.
- Income tax: Two bands (20% and 40%) with tax credits, plus USC and PRSI — three separate deductions on the same payslip.
- Pensions: The State Pension (Contributory) is based on PRSI record, supplemented by occupational schemes and auto-enrolment.
- Units: Metric: kilometres and km/h on road signs, litres of fuel, °C, and property advertised in square metres.
- Power: 230 V / 50 Hz with Type G plugs, and electrical work is certified under ET 101 / Safe Electric rules.
Local examples
- Example — Dublin: A Dublin employee uses Finance to check net pay after USC and PRSI, not just income tax.
- Example — Cork: A small business in Cork applies Finance before filing with Revenue, keeping the net and VAT figures separate.
Every figure above applies to Ireland specifically and is reviewed when the rules change.